Employers and housing providers who use background check reports for employment or tenant screening purposes must comply with the Fair Credit Reporting Act (FCRA) and any applicable state and local laws governing the use of consumer reports in employment or rental housing decisions.

Turning Point Data, Inc. d/b/a Direct Screening (Direct Screening) provides the sample forms and guidance below as a convenience to assist our clients in understanding the general FCRA process. These materials are intended for informational purposes only and are not legal advice.

Every employer and housing provider is responsible for ensuring that their hiring practices, disclosure forms, authorization forms, and adverse action procedures comply with all federal, state, and local laws applicable to their business and location. Some states and municipalities impose additional notice requirements, timing rules, or form language beyond what is required under the FCRA.

You are strongly encouraged to consult with your own legal counsel to review your background check procedures and any forms you use in connection with background screening decisions.

The documents provided below are examples of commonly used forms in the background screening process. Use of these forms does not guarantee legal compliance in every situation, and Direct Screening does not assume responsibility for how these forms are used by clients.

Direct Screening does not provide legal advice and does not represent that the materials below satisfy the requirements of any specific jurisdiction or business situation. These documents are provided as general informational resources only. Clients should consult with qualified legal counsel regarding the laws that apply to their hiring or tenant screening practices.

The guidance and forms below are organized into separate sections for Employment Background Checks, Tenant Screening Background Checks, and additional State and Local Forms.

Click any form name below to download the document.

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Section 1 — Employment Background Check Forms (Federal / FCRA Only)

Form	Purpose
Consumer Report Disclosure	Required before ordering report
Consumer Report Authorization	Required before ordering report
Pre-Adverse Action Notice	Required before adverse decision
Final Adverse Action Notice	Required after adverse decision
Dispute Form	For applicants to dispute our report
Summary of Rights (CFPB)	Must be given with Pre-Adverse
Notice to Users (CFPB)	Employer education
How to Complete a FCRA Compliant Search	Our instruction guide
Fair Credit Reporting Act	Employer education

Section 2 — Tenant Screening Background Check Forms (Federal / FCRA Only)

Form	Purpose
Consumer Report Disclosure - Tenant	Required before ordering report
Consumer Report Authorization - Tenant	Required before ordering report
Pre-Adverse Action Notice - Tenant	Required before adverse rental decision
Final Adverse Action Notice - Tenant	Required after adverse decision
Dispute Form	For applicants to dispute our report
Summary of Rights (CFPB)	Must be given with Pre-Adverse
Notice to Users (CFPB)	Housing provider education
How to Complete a FCRA-Compliant Background Check for Tenant Screening	Your instruction manual
Fair Credit Reporting Act	Housing provider education

Section 3 — Additional State & Local Forms That May Be Required

Certain states and municipalities impose additional disclosure, notice, and procedural requirements beyond those required under the federal Fair Credit Reporting Act.

The forms below are provided for reference only. These requirements vary by jurisdiction and may change over time. Employers and housing providers are responsible for determining which state and local laws apply to them and for ensuring that any forms they use remain current and legally compliant.

Direct Screening does not guarantee that the forms below satisfy all state or local requirements, and you are strongly encouraged to consult with your own legal counsel regarding state and municipal compliance.

State / Jurisdiction	Form	Applies To
California	Investigative Consumer Report Disclosure	Employment
California	Employee Applicant Privacy Notice / Notice to Applicant	Employment
California	Tenant Screening Notice (Consumer Credit Reporting Agencies Act)	Tenant Screening
California — Los Angeles County	Fair Chance Notice	Employment
Colorado	Consumer Report Disclosure (HB 19-1025)	Employment
Colorado	Tenant Screening Adverse Action Notice	Tenant Screening
Illinois — Cook County	Fair Chance Notice	Employment
Massachusetts	CORI Acknowledgment Form	Employment
New Jersey	Opportunity to Review Notice	Employment
New York	Article 23-A Notice	Employment
New York	Housing Fair Chance Notice — Tenant Screening (NYC)	Tenant Screening
New York — New York City	Fair Chance Notice	Employment
Oregon	Tenant Screening Charge Notice	Tenant Screening
Washington State	Applicant Rights Notice	Employment
Washington State	Tenant Screening Disclosure Notice	Tenant Screening